ARTA - Actuarial Regulatory and Tax Advisors

Kapil Bhargava MA MMath MBA

Director

Kapil Bhargava has a broad range of senior experience across the financial and technology sectors. He specialises in business transformation, performance management and modelling. His most recent roles have involved leading a project to review 500 products for an insurance regulator, process redesign for an overseas insurance regulator, and the Asset Protection Scheme for UK banks. Kapil is also cofounder and director of an HR process outsourcing specialist.

	Paul Bispham FFA
			Director Paul Bispham has held board level positions at insurance companies, reinsurance companies and intermediaries. He is the former managing director of Word-Wide Reassurance, the specialist international life and health insurer. He is a recognised expert in financial reinsurance.

Harvey Duckers FIA

Director

Harvey Duckers has held senior positions in international insurance and reinsurance companies.

He led the Government Actuary's Department Insurance team, focussing on advising International Insurance Regulators, and the public sector more widely, for many years. He has acted as Insurance Advisor to the Saudi Arabian Monetary Agency.

	Chris Fennell FIA
			Chris Fennell has over thirty years’ international experience as a reinsurance pricing actuary. His involvement has covered both life and health insurance in a client-facing capacity in Latin America, Europe, the Middle East and Africa. Chris also has excellent linguistic capabilities in French and Spanish with a good knowledge of several other languages.

	Nick Foster FIA
			Nick Foster has over 10 years of experience as a senior consulting actuary in the public sector, advising insurance regulators both within the EU and outside. He brings a deep understanding of the practical implementation of Solvency II and particularly the potential impact on smaller companies and markets. He previously held the position of appointed actuary at a UK insurance company.

	Simon Jeffery FIA
			Simon Jeffery has led teams of actuaries at life insurance, general insurance and reinsurance companies. Most recently, he established the actuarial team at a UK general insurance company, providing actuarial support to the risk, capital management, financial management and underwriting functions. Simon provided the intellectual leadership for the company's Solvency II activities. He contributed significantly to the development of the Risk Function.

	Laurence Kleerekoper AIA
			Laurence Kleerekoper has a background in both the public and private sectors. He has held senior positions in reinsurance companies. His industry knowledge covers both pricing and financial analysis work across life, health and general insurance. He has acted as an advisor both to UK government departments and to overseas regulators.

Ursina Kieser Dipl Wirtsch-Math

Ursina Kieser draws on a background with major reinsurers as a critical illness specialist.

She is a native German speaker.

	Irene Lane FIA
			Irene Lane gained over forty years’ experience at the UK Government Actuary’s Department. She has an extensive knowledge of both social security and general insurance matters both in the UK and internationally.

	Charles More FFA
			Charles More’s expertise spans pricing, reserving and capital modelling across classes of general insurance as well as life insurance pricing. He has a particular emphasis on motor insurance and is at the forefront of recent developments in motor insurance pricing technology.

	Michael North FIA
			Michael North combines a background in the life insurance and reinsurance industries and the public sector. He has held a number of senior actuarial positions both in the UK and internationally and was Director, Life and Health Reinsurance for the Arab Insurance Group. More recently, he has acted as an advisor both to UK government departments and to overseas regulators.

	Michelle Walsh FIA
			Michelle Walsh is an insurance actuary with industry and consultancy experience in both the private and public sectors, domestically and overseas. Most recently she has worked in the areas of insurance regulation and policy development.

	Heidi Whitlow PhD FIA
			Heidi specialises in general insurance. Her broad range of experience encompasses indemnity cover for the medical profession, insurance for the oil and gas industry and captive insurance. She has designed and built reserving models as well as automating and enhancing pricing and Solvency II capital models. She has provided advice to UK government departments and overseas regulators. She has a very good working knowledge of German and French and a basic knowledge of several other European languages.